v2.0 Now Live

Your money. Intelligently tracked.

Track income, expenses, and savings with real-time sync. Chat with Sai, your AI financial assistant, to add transactions instantly.

Loved by 10,000+ users
Power Features

Smart money management

AI Transaction Assistant

Chat with Sai to add transactions using natural language. "Spent 500 on coffee" is all you need to say.

  • Voice input support
  • Auto-categorization

Recurring Transactions

Automate rent, Netflix, and EMI payments. Runs automatically in the cloud so you never miss a record.

  • Catches missed days
  • Email notifications

Smart Savings Goals

Visualize your progress towards vacations, gadgets, or emergency funds with stunning progress bars.

  • Target dates
  • Achievement badges
Ask Sai
How much did I spend on food last month?

You spent ₹8,450 on Food in May.

That's 12% less than April! 🎉 Great job cooking at home.

Am I within my entertainment budget?

⚠️ Caution: You've used 90% of your ₹5,000 limit.

Powered by AI

Financial clarity, just a question away.

Sai isn't just a chatbot; it's a financial analyst in your pocket. Ask complex queries about your spending habits, savings goals, or budget limits and get instant, data-backed answers.

100% Private & Secure

Your data is encrypted and secure. AI analyzes, but doesn't store your personal information.

Instant Insights

No more exporting CSVs to Excel. Just ask "What's my top expense?"

Everything you need

Smart Budgets

Set monthly spending limits for specific categories like Food or Entertainment. Get notified before you overspend.

Dark Mode

Included

CSV Export

Alerts

Cross Platform

Access your financial data from any device. Optimized for mobile, tablet, and desktop experiences.

Mobile Web Tablet

Common Questions

Is my financial data secure?
Yes. Your data is cryptographically secured. Only your authenticated user account can access your specific transactions. Even our AI only processes data on-the-fly and does not train on your personal finances.
Does it support UPI apps like PhonePe/GPay?
Spends-In is a manual tracker with AI assistance. You can create a "UPI" payment method. When you spend via GPay, just tell Sai "Spent 200 via UPI for recharge" and it logs it instantly.
How does the recurring feature work?
We run a secure automated system every hour. If you have a rent payment set for the 1st of every month, Spends-In automatically creates that transaction for you. It ensures you never miss a recurring expense.
Free for personal use

Stop wondering where your salary went.

No credit card required • Open Source